Investment: Kei a ding hi kei!

Mi tampi in investment i gen ciangin amau a ding salo; sum nei, income hoih neite a ding sa thei hi.

Tua na hilo zaw in, saving leh investment pen a neilote, MBBS (mud bangbang semte) - working class people as opposed to the wealthy class of the society who don't need to work anymore - small businessmante a ding hi.

Ei khang a kipan saving leh investment zangin i khang tangthu laih theih hi hang. Zawnna tungah gualzo in khangthakte nuntakna thak, a nuamzaw leh a kicingzaw a pia thei ei i hihi.

Income gina leh neihsa tampi na neihloh hangin investment pen na pat ngam nak leh hong picing ding hi. Saving leh investment pen i lungsim leh gamtatna tawh kisai mahmah a, i habit hoihlote paimang a, a hoih gamtatna tawh i laih ding hanciam kisam hi.

Gentehna in, Lamka ah khutnasem khat in nikhat Rs.500 lawh thei ci ni. Kha khatin Rs. 20000 lawh zo hi. Tua bang mipa in kha khat in 10% or Rs.2000 save in khol leh 15% interest bek tawh zong:

Kum 10 zawh teh: 5.5 Lakh

Kum 20 zawh teh: 30 Lakh

Kum 30 zawh teh: 1.4 crore

Kum 30 bang khol zo in, 1.4 crore ngahzo hi leng, tua pen fixed deposit or dividend paying stocks or mutual fund ah koih in regular income a nei theih i hihi.

1.4 crore pen fixed deposit @5.5% interest in koih leng kum 10 sungin Rs. 76 Lakh hong pia thei mawk hi. A sumpi 1.4 crore pen bit ding hilai hi.

Tua ahih manin sum a tawm lua omlo. Tawmcik tawh zong "generational wealth" bawl theih hi a, khangthakte nuntak nuamzaw a pia theite i hihi.

Bye-Bye 2020 - here's hoping our paths never cross again

I first met you on the first of January a year ago.

It was a pleasant meet - even optimistic.

It was hopeful and filled with promises.

Everyone was cheering us on

Everyone was on our side.

However the cracks soon appear

I did my best to hold on to our dreams

However my efforts were all in vain.

You went ahead and ripped my heart wide open

You kept killing me every day 

And I kept dying a million deaths

Now, I can't find any excuses for you

I have to get real and straight with my folks

I have to say goodbye.

Hope we never meet again

Hope our paths never cross again! 

My Biggest Frustration

For years now I've been trying to find an affordable and easy to use transcription management platform, but to no avail.  This has been my biggest frustration.

I've tried scores of project management portals and softwares trying to fit them to my need.  However, all of them fail to satisfy me or make a good alternative to my simple Excel sheet.

True, there are these big enterprise level transcription management platforms and portals.  But these cost tens of thousands of dollars, money I could not afford at this stage.

Examples of What I Like

I am not alone.  Most transcription companies don't get it right either.  Like myself, they've cobbled together a number of solutions to accept files from clients and payments from clients via their website.  However, they simply miss the client self-service portal.

Transcription companies like Rev and TranscribeMe got everything right, in my humble opinion.  The problem is these are big companies backed by institutional investors pouring millions.  I, on the other hand, am bootstrapping my service.

Plug and Play Transcription Platform

Plug and play.  Yes, that's the key to making thousands of transcribers' lives easier.  I wish we have a platform like Blogger or WordPress for blogs where you can simply sign up and get a business-ready transcription website.

By business-ready transcription website, I mean a website for freelance transcribers with easy to build forms that allow uploading of media files, a simple project management tool and also invoice and payment capability, etc.   Simply stated, a CRM, project management and marketing platform built into one platform is what I've always wanted.

Such a platform will allow thousands of transcribers around the world to start their own freelance businesses and gain their freelance from employment.  It will allow married ladies to work from home while caring for their babies and families.  It will allow people like myself to bootstrap their businesses without investing a fortune.